借貸雙方約定時間地點見面，核對身分與合約內容確認無誤後即可簽訂借貸契約書。桃園民間房屋貸款的優缺點 一般民眾辦理貸款，通常首先會向銀行申請。雖然台北的銀行也有提供房屋貸款，但是由於銀行授信審核嚴格，有些借款人的條件不符，被銀行拒於門外�

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